Three Must-Know FAQs About Social Security Disability Benefits
Millions of people across the United States rely on grants provided by the U.S. Social Security Administrations (SSA). According to official figures released by the SSA, 63.2 million people received benefits from various programs run by the SSA in 2013.
During the same period, 5.5 million new applicants were added to the program and received benefits. This equates to a staggering number of people receiving benefits from the Social Security Administration, and billions of dollars are paid out each year to disabled workers, retirees and their families.
Navigating the SSD application process is an often daunting and complex task. How Do I Apply for SSDI can connect you with an expert who can guide you through this process. If you are considering filing for a social security disability grant, we can put you in touch with a qualified Arizona attorney in your county. Please complete the online form, and we will connect you with a qualified lawyer near you.
1. How Does the Social Security Administration Define “Disability?”
Social security disability excludes partial disabilities, as well as short-term injuries and disabilities. Therefore, these benefits are limited only to serious injuries that are expected to last longer than one year or those that result in death. In order to claim benefits, the disability must be preventing the person from working as he or she once did, and the injured party must not be able to find new types of work as a result of the injury.
As Daily Finance reports, the SSA strictly applies this official definition of disability. In some cases, this makes it challenging to claim benefits.
2. How Do I Qualify for Social Security Disability Benefits?
Qualifying for social security disability is fairly complex. According to the SSA, you will need to have worked for a minimum number of years in order to qualify for the benefits. The credit system used by the SSA follows the same formula for disability as that of retirement. According to Daily Finance, this means that every $12,000 in annual wages equates to a single credit, and you can accrue a maximum of four credits per annum.
Calculating the number of credits required to claim the benefits is where the process gets complicated. SSA policies dictate that you need certain credits to qualify for benefits depending on your specific situation.
3. How Much Compensation Will I Receive?
As with retirement, the amount of compensation that you receive will depend on your work history. The SSA will assess your work history and average earnings over an extended period, and use this to calculate the amount owing in the form of disability benefits. This is, however, calculated on your work record to date, rather than on the assumption of 35 years of work.
Applying for social security benefits or social security disability insurance can be a complex and overwhelming process. If you need assistance, we can put you in touch with an experienced attorney who will work through the entire process with you. Please complete our contact form to get in touch with an attorney near you.