3 Outdated Myths About SSDI
For workers in many industries, the thought of becoming disabled is a very real concern. According to the Social Security Administration (SSA), one of every four 20-year-olds will suffer a disability before they reach retirement.
Of course, no one expects it to happen to them, but the numbers prove that there is a high chance, and it’s only getting higher. In fact, the number of new SSDI applications grew by 67 percent between 2002 and 2012.
If you aren’t able to work because of a disability, we can help you prepare your application for social-security benefits. At HowDoIApplyForSSDI.com, our SSDI attorneys are experienced and knowledgeable. We can guide you through the application process and, if need be, work with you to prepare an appeal. Please fill out the contact form, and we’ll pair you with a SSDI lawyer in Phoenix.
Myth 1: Beneficiaries Could Earn a Living
The overwhelming and unfounded belief about SSDI applicants is they are trying to take advantage of the system. That is far from the truth.
According to the Huffington Post, applicants turn to SSDI as a last resort, and most make every attempt to work. Many work through excruciating pain but find themselves only able to earn $1,000 to $2,000 each year.
Myth 2: Obtaining Benefits Is Easy
The truth is that disabilities are fairly common but social-security benefits are not. According to the U.S. Census Bureau, approximately 38 million Americans suffer from severe disabilities. This represents almost 10 percent of the overall population. However, Bangor Daily Newsreports only about 8.9 million collect SSDI benefits.
Furthermore, the SSA only approves 1 in 5 new applications for benefits. The agency’s disability standard is notoriously strict, and a significant percentage of beneficiaries are terminally ill. It remains difficult to collect benefits, especially for those who suffer from so-called “invisible disabilities,” such as mental illnesses.
Myth 3: No One Hires Legal Help
This is 100 percent untrue. In fact, a majority of applicants seek legal advice before applying because of the complexity of social-security laws. Most attorneys offer free screenings to help applicants determine whether or not they qualify for social-security benefits. However, the most common reason for hiring representation is for SSDI appeals.
The SSA estimates 90 percent of applicants hire representation for their appeals. Appeals are generally worthwhile, especially given the SSA could award retroactive benefits after approving an appeal. The SSA has also said finding representation early in the process may increase the average applicant’s chances of success.
If you are looking for representation for a new application or an appeal, we have you covered. We maintain a network of carefully selected attorneys in Phoenix, and we can arrange a free consultation between you and one of our lawyers. The first step is filling out the contact form.