3 Foolproof Ways to Tell If You Qualify for SSDI

Not everyone who is disabled collects social security disability benefits. In fact, a majority don’t.


The U.S. Census Bureau reports that 57 million Americans are disabled. Of those, only 14 million take part in SSDI. The reason is that not everyone qualifies. Luckily, there are some quick and easy ways to check your eligibility. Just keep reading to find out more.

If you are hoping to apply for benefits in Arizona, you’ll likely want to speak with an SSDI lawyer, but it’s not always easy to find one. Those types of attorneys are kept busy. The Census Bureau estimates that 1 in 5 Americans lives with a disability, so there is a consistent flow of people who are looking for attorneys. We can help you rise above the crowd and connect with an experienced SSDI lawyer.

At HowDoIApplyForSSDI.com, our mission is to help the disabled find the legal help they need. To that end, we can arrange a free consultation with an attorney in your area. All you need to do is fill out the contact form, and we’ll do the rest!

1. Compare Your Earned Credits Against the Requirements

Just like social security retirement benefits, SSDI works on a work-credit system. However, the requirements for SSDI are somewhat more complex because the number of credits depends on age.

For instance, a worker who becomes disabled at 56 years old will need 34 credits to qualify, whereas a 31-year-old only needs 20. Likewise, people under 24 only need six credits. Learn more by visiting the credits explanation page from the Social Security Administration.

2. Check Your Prognosis

To qualify, applicants must have proof from a doctor that they are seriously disabled. Throughout the application process and after the government starts paying, the doctor’s prognosis is important.

The Huffington Post reports that the SSA will only approve an application if a doctor confirms that a disability exists and that it will last for longer than a year. The prognosis also determines how long the government will extend benefits before the applicant must reapply.

3. Check Your Family Requirements

Family members of those who are disabled may also qualify for social security disability, but there are restrictions. For instance, spouses can collect benefits but only if they are either older than 62 or caring for a child under the age of 16.

Likewise, children can also collect benefits if they are unmarried and under the age of 18 or under 19 and attending school full time. The benefits max out at 180 percent of the original applicant’s benefit.

As you can tell, the specifics surrounding SSDI are complicated, and you should expect to have many questions while applying. If you are looking for expert advice about your application, we’ve got you covered. We’ll put you in touch with an SSDI lawyer. Just fill out the contact form, and we’ll get to work selecting the right attorney for you!